How it works

How Zap works

Zap is a managed AI trading agent that runs on a ring-fenced wallet within hard guardrails. You stay in the loop the whole way — here's the full loop, end to end.

The loop

From connection to executed trade

Set your guardrails once. Every cycle, Zap proposes, you approve, and it executes — with the guardrail engine as the final authority on every order.

  1. Connect a ring-fenced wallet

    You link a dedicated Robinhood Agentic wallet — equities only. The agent only ever trades that wallet; the rest of your portfolio stays out of reach. Your connection config is encrypted at rest.

  2. Choose an approach and a risk level

    Pick agentic AI or a proven rules-based strategy, then a risk level (conservative, moderate, or aggressive). Risk level sets the hard limits the agent can never cross — it is an account setting, not a pricing tier.

  3. The agent proposes trades

    Each cycle, Zap reads your wallet and the market, generates candidate trades, and passes every one through the guardrail engine — which clamps the size or rejects it outright before it can ever become a proposal.

  4. You approve with one tap

    In semi-automatic mode (the default) each proposal waits for your one-tap approval and expires if you don't act. At approval, the guardrails are re-checked against your live wallet before any order is placed.

  5. It executes, and everything is logged

    Approved trades execute on your wallet and land in an immutable, timestamped audit trail — alongside your positions, P&L, and a live activity feed. A daily-loss circuit breaker auto-pauses the agent if losses cross your threshold.

Approaches

Two ways to trade

Choose how the agent makes decisions — adaptive AI, or a transparent rules-based strategy. You can change it anytime in settings.

Agentic AI

The AI reads the market and proposes trades within your guardrails — adaptive, not rule-bound.

The model only ever produces candidate trades — the guardrail engine still clamps or rejects each one, so its output is advisory, never authoritative.

Proven strategy

Run a transparent, rules-based strategy with a long track record. Predictable and explainable.

  • Momentum Tilts toward names with strong, positive trailing momentum.
  • Mean reversion Buys oversold and trims overbought large-caps back toward fair value.
  • Rebalance Keeps holdings near target weights, trimming winners and topping up laggards.

Autonomy

You decide who pulls the trigger

Semi-automatic (default)

The agent proposes; you approve each trade with one tap. Proposals expire if you don't act, so nothing executes without you.

Full-automatic (gated)

The agent can execute within your guardrails on its own. It stays off until it is explicitly enabled for your account after identity and compliance verification.

See it on your own wallet

Connect a ring-fenced wallet, set your guardrails, and approve your first trade.

Equities-only · Cancel anytime · Not investment advice.